Kudos: Put Your Cards to Work - Earn More Rewards

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Features

Explore Cards Shop Blog

Login Get started

Put your wallet on autopilot

Kudos uses AI to activate offers, track card benefits, cancel subscriptions, and negotiate bills so you keep more money in your wallet.

Get started

Join over 400,000+ members taking control of their finances today.

4.8 stars, +8,400 reviews

Brian Kelly, Founder of

CardRates

Kudos works at +2 million stores & supports +3,000 credit cards

How it works

Activate

Install kudos, connect your cards, and activate your offers & benefits

Analyze

Kudos learns how you spend to find ways for you to earn and save.

Automate

Your AI makes the calls, negotiates bills, cancels subscriptions, & uses the best card for every purchase

Accumulate

Watch your savings and rewards pile up! Kudos helps you keep more of what you earn.

Top features

Free browser extension

Stack rewards, benefits, offers, and Cash Back automatically

When you shop, Kudos picks the best card, autofills everything including CVV, applies available credits and offers, and stacks partner cashback automatically at checkout.

Earn more with every purchase

AI that lowers bills & cancels subscriptions

Kudos’ AI cancels unused subscriptions, negotiates your bills, and handles the call center hold music and back-and-forth to save you money in minutes, all running in the background.

Learn more about lowering your billsLearn more about auto-canceling subscriptions

Listen to a Real Call

Personalized offers, activated automatically

Credit card websites hide hundreds of offers worth $750+ each year at stores like Amazon and Walmart. Kudos automatically activates every Amex, Chase, BofA, Wells Fargo, and Citi offer and reminds you when to use them.

Learn more about card-linked offers

Never miss a card benefit again

The average person loses $624 each year on benefits they forget about or don't know they have. Kudos tracks every benefit across all your cards and makes sure you use them before they expire.

Track your benefits

See every transaction. Make every card count.

Kudos doesn't just track your money: it finds ways to grow it. Our AI analyzes your transaction history to score your spending and provide proactive insights that unlock hidden earnings and savings.

Unlock your transaction insights

And that’s not all
Get cards that actually match how you spend.

We recommend cards based on where you actually shop and show your approval odds before you apply.

Explore Cards

Your in-store secret weapon.

Access your Cheatsheet to see the best card to use at every physical retailer so you never miss a reward even when shopping on the go.

Review your Cheatsheet

See how Kudos can help you...

Simplify your finances

James D.

Kudos is personal finance without the busywork. Everything is in one place, and it surfaces useful actions instead of just charts like most other products I’ve tried. It saves me time and helps me earn and save without constant checking.

Dec 11, 2025

Arash K.

Kudos makes card offers effortless. It auto activates offers in the background and shows them when I shop, so I actually use them instead of forgetting. I’ve earned cash back on purchases I was already making without any extra work.

Jan 12, 2026

Erin V.

Kudos made it easier to understand my money at a glance. I can see recurring charges, connect them to my cards, and quickly tell which ones are worth keeping. It helps me make better decisions without constantly thinking about finances.

Nov 3, 2025

Mike S.

Kudos saved me over $400 on a single purchase by stacking card offers, rewards, and Boost. Everything applied automatically at checkout without any extra work. It was eye opening to see how much value I’d been missing before.

Jan 14, 2026

John D.

Absolutely great extension... additional rewards comparable to some by Capital One and others that claim to be the best, this has real time rewards that not only take the best rewards from your card but have a separate rewards account underneath that adds boost coins which give you free stuff

Dec 8, 2025

Kelly L.

Kudos makes online shopping effortless. I like that it automatically picks the best card and offers for each purchase and actually gives 100% of the store commission back instead of skimming rewards. Checkout is faster with autofill, and having all my rewards in one place is genuinely useful.

July 31, 2025

Earn you more rewards

Your security is our priority

We know your trust is everything. That’s why we’ve designed Kudos with best-in-class security to safeguard your information at every step.

Securely connect your transactions with Plaid

With Plaid, you’re in control. You choose whom your data is shared with, for what purpose, and how long.

Data that only you can access

Kudos uses Zero-Knowledge Architecture, meaning, all your sensitive data is encrypted on your device and completely private, even from us.

Enterprise-Grade Compliance

We’ve undergone rigorous independent audits to achieve SOC 2 (Type 1) compliance, a gold standard in data security.

Bank-Level Encryption

Your data is locked down with 256-bit encryption—the same level of security trusted by banks worldwide.

With Kudos Premium, the average member earns over  $1,074+ in value per year
What you get
Track your transactions and get AI insights
Lower your bills & cancel unused subscriptions without a cut Takes up to 10 days and
up to 50% of savings
Take back $1,350 in missed cards offers and benefits every year
Earn extra rewards when you shop online
Level up your wallet with cards that fit your goals

Become a Kudos Premium member

Kudos Premium members are 3.75x more likely to save and earn more

Our most popular features

Never miss another card benefit

Activate card-linked offers from top issuers

AI negotiations to lower your bills

Track and auto-cancel subscriptions

2 years of transaction history & dashboards

Weekly personal spend insights

Explore our plans

Yearly

Billed $71.95 yearly

$6.00/mo

$10.17/mo

Reveal a one-time discount during sign-up

Get Started

Monthly

Billed $14.99 monthly

$14.99/mo

Get Started

For online shopping & credit card discovery

Free

Limited features

Get Started

As seen on

$150M+ in rewards earned with Kudos

Start earning

Frequently Asked Questions

What's included in Kudos Free?

What does Kudos Premium include?

Advanced features and automations that work in the background—more value from every dollar, less work for you:

How do card-linked offers work?

Visit your issuer portal (Amex, Chase, Citi, etc.) with Kudos installed, and we automatically activate hundreds of offers across all your cards. No manual clicking required. At checkout, Kudos shows you active offers and recommends the card that maximizes your savings, factoring in your card's rewards rate, activated offers, and Boost Cash Back.

How does the recurring subscription feature work?

Kudos automatically detects subscriptions across all your connected cards and helps you decide what's actually worth keeping. Premium members can tap "Cancel for Me," and Kudos handles the entire cancellation process - phone calls, live chat, emails - while you get real-time status updates until it's done. Kudos also identifies and helps you negotiate bills that you might be overpaying for.

Visit our Help Center

Never miss a card reward again. Set up once, earn forever.

Get started

Scan the QR code to download the Kudos iOS & Android app

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